Category Archives: Mortgage Information

Construction Loans 101

Buying an empty lot to build your own home? This alternative to purchasing a pre-built [...]

The 4 Most Common Mortgage Fraud Schemes

At Merchant of Homes, we care about your safety. Your time with us searching for [...]

4 Tips To Remember When Searching For The Best Mortgage Rates

When purchasing a home, keeping an eye on mortgage rates is essential in finding a [...]

What Is A Letter Of Hardship & When Should I Use One?

A letter of hardship is used when you need to modify your home loan, a [...]

Can’t Refinance Your Home? These 4 Reasons May Be Why

Refinancing your mortgage is a strategy many homeowners use to renegotiate their mortgages and lower [...]

Why Save For A Down Payment & How To Do It

Purchasing a property is not an easy process. There are many hoops and hurdles that [...]

15-Year Versus 30-Year Mortgage: Which Is Best?

The 30-year mortgage is considered a staple, American archetype for home buyers. In fact, it [...]

Examples Of Common Closing Costs

Closing costs occur when the title of a property is transferred from seller to buyer. [...]

Understanding Mortgage Rates

Homebuyers searching for the best mortgage for their needs will hear a lot of terms [...]

Know The Difference: Co-Borrower Versus Co-Signer

Borrowing money for a piece of real estate is not an easy process—you need to [...]