Category Archives: Mortgage Information
What Is Discretionary Income?
When applying for a mortgage loan, your lender will consider many financial factors, including discretionary [...]
Jul
What Is A Deed In Real Estate?
When you are purchasing a property, the terms “deed” and “title” will come up a [...]
May
What Is Mortgage Protection Insurance, And Is It Worth It?
Your home is a substantial financial commitment – one that you will be committing to [...]
Apr
What Do I Do If My Home Appraisal Comes In Low?
Before getting a mortgage loan, your lender will order an appraisal of the home to [...]
Feb
How Does Mortgage Interest Work?
At Merchant of Homes, we are dedicated to ensuring that you understand the ins and [...]
Jan
Government Vs. Privately-Backed Mortgage Loan
When you apply for a mortgage loan, you can qualify for either a government- or [...]
Jan
Buying A Home After Foreclosure
Foreclosing on a home in the past can be a painful memory. You may even [...]
Oct
What Is A Piggyback Mortgage?
Applying for a home loan that exceeds the conforming loan limits set by Fannie Mae [...]
Sep
Know the Difference: Jumbo Vs. Conforming Home Loan
Before you begin the process to buy a new house, you need to consider which [...]
Sep
Adjustable- Vs. Fixed-Rate Mortgages: What’s The Difference?
Homebuyers are keenly aware of interest rates on a home’s mortgage when searching for a [...]
Aug