Category Archives: Buyer Information

Loan-To-Value Ratio: An Important Percentage To Homebuyers & Lenders

Taking out a home loan for a home purchase is standard procedure for a majority [...]

5 Essential Questions To Ask Your Real Estate Agent

Buying a house in an investment that will last you years. To get the right [...]

What Is A Non-Occupying Co-Borrower & How Will It Affect My Home Loan?

Homeownership dreams are within reach, thanks to myriad of programs and loans to fit your [...]

Know The Difference: Appraised Vs. Assessed Value

When it comes to the sale price of a home, the numbers aren’t random. They [...]

5 Tips For Purchasing Property With A Variable Income

A steady income is a huge plus if you wish to purchase a property and [...]

6 Factors To Consider When Building Your Own Home

Building your own home comes with many benefits over buying pre-built, such as energy efficiency, [...]

Don’t Get Caught By Surprise! Property Taxes Affect Your Homeownership Budget

For homeowners, property taxes are a fact of life. They are collected and used to [...]

What Is DTI Ratio & How Can I Improve It?

DTI ratio, or debt-to-income ratio, is a percentage used by lenders to determine your eligibility [...]

Unpaid Property Taxes At Purchase: Who Pays Them?

Unpaid property taxes in the housing market is not an uncommon occurrence. This situation often [...]

4 Tips For Reading & Understanding Your Closing Disclosure

The closing disclosure is a five-page document detailing all final costs associated with your home [...]