Category Archives: Buyer Information

What Is Debt-To-Income Ratio & Why Is It Important?

Before you can be approved for a loan, you must have good financial health. In [...]

What You Need To Know About Community Property Laws & Your Home Loans

Regardless of where you are purchasing your home, you need to understand how property laws [...]

The 4 Most Common Mortgage Fraud Schemes

At Merchant of Homes, we care about your safety. Your time with us searching for [...]

4 Tips To Remember When Searching For The Best Mortgage Rates

When purchasing a home, keeping an eye on mortgage rates is essential in finding a [...]

The Many Benefits Of Going To Open Houses

Open houses are a common scene in the real estate world, offering potential homeowners an [...]

Always Get A Home Inspection & Appraisal Before Purchasing A Home

As the buyer of a home, you have the right to know what you are [...]

6 Tips For Finding The Best Real Estate Agent For You

“Good” is a subjective term. What is good for one person may not be good [...]

My Pre-Approval Letter Expired! What Do I Do?

Getting a pre-approval letter is an essential part of purchasing a home or other piece [...]

Why Save For A Down Payment & How To Do It

Purchasing a property is not an easy process. There are many hoops and hurdles that [...]

15-Year Versus 30-Year Mortgage: Which Is Best?

The 30-year mortgage is considered a staple, American archetype for home buyers. In fact, it [...]