Category Archives: Homeowner Information

What Is An Underwater Property?

Underwater properties were common during the height of the 2008 financial crisis when there was [...]

What’s The Difference? HELOC Versus Home Equity Loan

Whether you need money for emergency home repair or make an update to the home, [...]

5 Tips For Saving Before, During, & After An Emergency

Be it illness, divorce, or natural disasters, you never know when an emergency may strike. [...]

Understanding Cash-Out Refinances

Need extra cash and want to refinance your home? A cash-out refinance may be for [...]

Pros & Cons Of Paying Off Your Mortgage Early

Paying off a mortgage and ultimately owning the home you purchased is the goal of [...]

What Is PMI & Can I Outsmart It?

PMI, or private mortgage insurance, is insurance that is placed on your conventional mortgage that [...]

What Is Debt-To-Income Ratio & Why Is It Important?

Before you can be approved for a loan, you must have good financial health. In [...]

3 Tips For Safely Building Home Equity

Home equity is a big part of owning a home, as it is the value [...]

What You Need To Know About Community Property Laws & Your Home Loans

Regardless of where you are purchasing your home, you need to understand how property laws [...]

Construction Loans 101

Buying an empty lot to build your own home? This alternative to purchasing a pre-built [...]