Tag Archives: down payment

A survival guide to buying your first home

Are you a first-time homebuyer ready to take the plunge and enter the exciting world [...]

How to Gift A Down Payment

Gifting a down payment is a way that parents can pass on wealth to their [...]

Common Mortgage Mistakes and How To Avoid Them

Buying a home is equally exciting and stressful.  You’re looking forward to having a place [...]

How Does Mortgage Interest Work?

At Merchant of Homes, we are dedicated to ensuring that you understand the ins and [...]

5 Tips For Purchasing Property With A Variable Income

A steady income is a huge plus if you wish to purchase a property and [...]

Know The Difference: Earnest Money Versus Down Payment

You have saved and prepared your budget to pay the down payment on a home [...]

Understanding VA Loans As A Loan Officer

VA loans are designed to help veterans, and the surviving spouses of veterans, apply for [...]

What Is PMI & Can I Outsmart It?

PMI, or private mortgage insurance, is insurance that is placed on your conventional mortgage that [...]

Why Save For A Down Payment & How To Do It

Purchasing a property is not an easy process. There are many hoops and hurdles that [...]

Examples Of Common Closing Costs

Closing costs occur when the title of a property is transferred from seller to buyer. [...]